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31

Banking and Credit Union Development Districts

Problem Currently, Texas has one of the largest unbanked and underbanked populations in the country. A lack of access to financial institutions hinders families from being able to build credit […]

32

Employee Financial Wellness

Problem Employees often do not have time or access to resources where they can learn important information related to their financial health. Better saving habits and financial literacy help citizens […]

33

Prize-Linked Savings Accounts

Problem In Texas, more than 1 in 3 households lack a savings account. Additionally, roughly half of all Texas households do not have the savings to be able to cover […]

35

OregonSaves 2.0

Problem Many workers lack short-term savings. According to the Pew Charitable Trusts, 60 percent of Americans experienced an unanticipated pay cut, trip to the hospital, spousal separation, major car or […]

36

Establishing a Student Loan Bill of Rights

Problem At the end of 2016, there were 44 million Americans with $1.3 trillion in student loan debt. In Massachusetts, the average amount of debt per student is $31,466, seventh […]

37

Defining the “Good Faith Effort” by Insurers

Problem Kentucky’s current Unclaimed Life Insurance Benefits Act lacks provisions defining the ‘good-faith effort’ required of insurers attempting to inform beneficiaries of amounts owed them under life insurance policies, annuity […]

38

Supporting Workers in the Gig Economy

Problem New technology has yielded a modern economy that allows greater flexibility for independent contractors, but because many of their jobs do not come with health insurance, retirement plans or […]

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